Terms of Use

Please read these terms before using Rate24. By downloading or using the app, you agree to them.

Last updated: 18 June 2026

Not financial advice. Rate24 shows indicative exchange rates for general information only. Rates can be delayed or inaccurate and must not be relied upon for trading, payment, accounting, or other financial decisions. Always confirm rates with your bank or a qualified professional before acting.

These Terms of Use ("Terms") are a legal agreement between you and Ferhat Yigen ("we", "us") governing your use of the Rate24 mobile application and related content ("the app"). If you do not agree, do not use the app.

1. Licence

We grant you a personal, limited, non-exclusive, non-transferable, revocable licence to download and use the app on Apple devices that you own or control, solely for your personal, non-commercial use, in accordance with these Terms and the Apple App Store Terms of Service.

2. Acceptable use

You agree not to: (a) copy, modify, reverse-engineer, decompile, or create derivative works of the app except as permitted by law; (b) rent, lease, sell, sublicense, or redistribute the app; (c) use the app for any unlawful purpose or in any way that could harm the service or other users; or (d) attempt to gain unauthorised access to any systems or data.

3. Exchange-rate information

Exchange rates and cryptocurrency prices in the app are sourced from third parties, including European Central Bank reference rates (via the Frankfurter API) and CoinGecko. This data is provided "as is" and "as available." We do not guarantee that rates are accurate, complete, current, or uninterrupted, and we are not liable for any errors, delays, or omissions in the data or for decisions made based on it. Cryptocurrency values are highly volatile and may change rapidly.

4. No professional advice

The app does not provide financial, investment, tax, accounting, or legal advice, and nothing in it constitutes a recommendation to buy, sell, or hold any currency or asset. You are solely responsible for your own decisions.

5. Intellectual property

The app, including its design, branding, and original content, is owned by us and protected by intellectual-property laws. Third-party data, names, and marks (such as currency data providers) remain the property of their respective owners.

6. Disclaimer of warranties

To the maximum extent permitted by law, the app is provided "as is" and "as available" without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the app will be uninterrupted, error-free, or secure.

7. Limitation of liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, data, or goodwill, arising from or related to your use of (or inability to use) the app, even if advised of the possibility of such damages. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

8. Changes to the app and Terms

We may update, change, or discontinue the app or any feature at any time. We may also revise these Terms; the updated version will be posted on this page with a new "Last updated" date, and your continued use of the app means you accept the changes.

9. Termination

These Terms apply until terminated. Your licence ends automatically if you fail to comply with them. You may end it at any time by deleting the app from your devices.

10. Governing law

These Terms are governed by the laws of Denmark, without regard to conflict-of-law principles, and the courts of Denmark will have jurisdiction, except where mandatory local consumer-protection laws provide otherwise.

11. Apple App Store — additional terms

The following apply because the app is licensed through the Apple App Store:

These Terms are between you and us only, not with Apple. Apple is not responsible for the app or its content.
Apple has no obligation to provide maintenance or support for the app. Any support questions should be directed to us at fyigen@gmail.com.
To the extent permitted by law, Apple has no warranty obligation for the app, and any warranty claims will be our responsibility, not Apple's.
Apple is not responsible for addressing any claims relating to the app, including product-liability, regulatory, or intellectual-property claims.
You represent that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist-supporting" country, and are not on any U.S. Government list of prohibited or restricted parties.
Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce them against you.

12. Contact

Questions about these Terms? Email fyigen@gmail.com.